Payer Guide · Humana Healthy Horizons (OH)

Humana Healthy Horizons in Ohio ABA coverage (Next Gen MCO).

Last updated September 20262 primary sources

Humana Healthy Horizons in Ohio administers ABA on the state clinical framework with the cleanest all-codes PA statement of the seven plans: its prior-authorization list (effective January 2026) names every ABA code — 97151 through 97158, 0362T, and 0373T — with no assessment exemption. There's no distinct Humana clinical policy layered on top; what the plan adds is in-house behavioral UM, Availity logistics, and a sharp consequence for skipping the process.

This plan administers the Ohio Medicaid ABA benefit — the state rules are the floor, and this page covers what the plan layers on top. Read it together with the Ohio Medicaid guide →
Prior auth for the assessment
Required — the PA list covers every ABA code (97151–97158, 0362T, 0373T), assessments included[1]
Prior auth for treatment
Required — same list; unauthorized services face retrospective review and financial penalties[1]
Autism diagnosis required?Unverified
Yes — DSM-5-TR ASD per OAC 5160-34-02
Blocked on: OAC 5160-34-02, the in-force Ohio Medicaid ABA rule. codes.ohio.gov refuses connection to every client, Wayback holds no capture of the rule page, and the chapter is absent from the Title 5160 index — request the current rule text from Rules@Medicaid.Ohio.gov or JCARR, or upload it via carelu.com/sources.
Plan typeOhio Next Generation MCO
Clinical rulesState OAC 5160-34 framework — no distinct plan ABA policy
Prior authEvery ABA code on the PA list (eff. 1/1/2026), assessments included
Skip-PA consequenceRetrospective medical-necessity review + financial penalties
SubmissionAvaility Essentials; provider line (877) 856-5707
UMIn-house Humana behavioral health

How Humana runs ABA authorization

The PA and notification list is unambiguous: "Applied behavioral analysis (ABA) therapy" covers 97151, 97152, 97153, 97154, 97155, 97156, 97157, 97158, 0362T, and 0373T — so unlike Buckeye (or the DMAS-style structures elsewhere), the assessment itself needs authorization before the first appointment, and intake should sequence accordingly. Services rendered without PA are subject to retrospective medical-necessity review and financial penalties, which converts a skipped authorization into a revenue write-off risk. Submissions run through Availity Essentials (registration at 800-AVAILITY), with the Ohio provider line at (877) 856-5707. Clinical criteria follow the state framework — DSM-5-TR diagnosis, 6-month reviews — and the OhioRISE rule holds: ABA bills to Humana, never to OhioRISE.[1]

Intake gates

The questions that decide whether a family can start with Humana Healthy Horizons in Ohio, and what they have to bring. Each maps onto something intake should ask on the first call.

Who may diagnose

Follows the Ohio Medicaid framework: the ASD diagnosis comes from a documented comprehensive diagnostic evaluation by a licensed physician, psychologist, or other clinician qualified to diagnose autism, demonstrating DSM-5-TR criteria.[2][1]

Referral required?

No referral or service order requirement is published, and Humana layers no distinct ABA clinical policy on the state framework. What it does publish is the cleanest all-codes prior-authorization statement in Ohio: the PA and notification list effective January 1, 2026 puts "Applied behavioral analysis (ABA) therapy" against 97151, 97152, 97153, 97154, 97155, 97156, 97157, 97158, 0362T and 0373T, with no assessment exemption — so the assessment itself needs authorization before the first appointment. Services rendered without PA are subject to retrospective medical-necessity review and financial penalties. Submissions run through Availity Essentials; the Ohio provider line is (877) 856-5707.[2][1][1]

Prior-auth decision time

Humana’s 2026 Ohio manual still prints the older standard clock: notice “no later than 10 calendar days following receipt of the request for service.” Expedited and urgent behavioral health decisions come “no later than 48 hours after receipt,” and concurrent decisions within three calendar days. OAC 5160-26-03.1 has required 7 calendar days for standard decisions since 1/1/2026, so 7 days is the binding outer limit. No ABA reauthorization lead time is published. Ohio’s MCO rule sets the clock. For a standard request the MCO “must provide notice to the provider and member as expeditiously as the member’s health condition requires but no later than seven calendar days following receipt of the request for service,” extendable by up to fourteen calendar days (an MCO-requested extension needs ODM’s prior approval). An expedited decision is due “no later than forty-eight hours after receipt of the request for service” (OAC 5160-26-03.1, effective 1/1/2026). The 48 hours is stricter than the federal 72-hour managed-care cap.[3][4]

Other insurance (who pays first)

Humana’s Ohio manual: “Humana Healthy Horizons in Ohio collects COB information for our members … Medicaid programs are the payer of last resort.” A COB claim needs the primary carrier’s remittance or payment information. When Humana is secondary, it recommends submitting “within 180 days from the other insurance payment date.” Its timely-filing limit is “at least 90 days from the date of the remittance advice” of the other payer. If a claim is denied for missing COB information, send the primary remittance within the rest of the initial timely-filing period. The manual does not say whether Humana’s authorization is still needed when a commercial plan pays first. Ohio’s MCO rule: “The MCE is the payer of last resort when a member has third party resources available.” Providers must “take reasonable measures to obtain all third party payments and file claims with all TPPs prior to billing the MCE.” That means a remittance from the other payer showing a valid non-payment reason (service not covered, applied to the deductible or copay, benefit maximum reached), a partial payment with its remittance, or no response within ninety days of submitting to the other payer. The MCO pays at most its allowed amount minus the other payments, and must allow at least ninety days from the other payer’s remittance to file. Exception: “The MCE, except SPBM, pays first for preventive pediatric services before seeking reimbursement from any liable third party.” Children in the custody of a county children’s services agency are exempt from TPL cooperation (OAC 5160-26-09.1).[4][5]

Ask the plan: Humana Healthy Horizons in Ohio Provider Services: whether a Humana ABA authorization is required when a commercial plan pays first.

Age limitUnverified

Follows the Ohio Medicaid framework, which publishes no verifiable age bound for ABA; under-21 members carry EPSDT protections through the MCO. codes.ohio.gov refused connection on every attempt this cycle and the 5160-34 chapter is still missing from the Title 5160 index, so the in-force rule text could not be read — confirm with Rules@Medicaid.Ohio.gov or JCARR. Note also that ODM’s rewritten 5160-34 package is paused and pre-filing, not adopted, so draft content does not govern.[2][1]

Blocked on: This plan’s provider portal or behavioral health UM line; Rules@Medicaid.Ohio.gov or JCARR for the in-force text of OAC 5160-34-02.

Diagnosis recencyUnverified

No plan-specific recency rule found — the Ohio Medicaid framework requires a documented comprehensive diagnostic evaluation demonstrating DSM-5-TR criteria but publishes no verifiable window. Note that two Ohio MCOs do set one (CareSource: a symptom letter where the evaluation is over 24 months old; Buckeye: a CDE within 5 years), so do not assume this plan is silent — confirm in its portal. codes.ohio.gov refused connection on every attempt this cycle and the 5160-34 chapter is still missing from the Title 5160 index, so the in-force rule text could not be read — confirm with Rules@Medicaid.Ohio.gov or JCARR. Note also that ODM’s rewritten 5160-34 package is paused and pre-filing, not adopted, so draft content does not govern.[2][1]

Blocked on: This plan’s provider portal or behavioral health UM line; Rules@Medicaid.Ohio.gov or JCARR for the in-force text of OAC 5160-34-02.

Diagnostic tools requiredUnverified

No plan-specific instrument list found, and the state framework names none. Other Ohio MCOs do publish lists (CareSource: ADOS, ADI-R or CARS-2; Optum for UHC Community Plan: one validated screener plus one formal tool), so confirm in this plan’s portal rather than assuming. codes.ohio.gov refused connection on every attempt this cycle and the 5160-34 chapter is still missing from the Title 5160 index, so the in-force rule text could not be read — confirm with Rules@Medicaid.Ohio.gov or JCARR. Note also that ODM’s rewritten 5160-34 package is paused and pre-filing, not adopted, so draft content does not govern.[2][1]

Blocked on: This plan’s provider portal or behavioral health UM line; Rules@Medicaid.Ohio.gov or JCARR for the in-force text of OAC 5160-34-02.

TelehealthAsk the plan

No plan-specific ABA telehealth rule found; ODM’s Telehealth Services guidance for managed care entities and the Telehealth Billing Guidelines set the underlying rules.[2][1]

Ask the plan: This plan’s provider portal or behavioral health UM line; Rules@Medicaid.Ohio.gov or JCARR for the in-force text of OAC 5160-34-02.

Delivery & billing rules

Coverage decides whether Humana Healthy Horizons in Ohio pays. These decide whether the claim survives: how sessions must be staffed and supervised, what may be billed concurrently, the per-day ceilings, who signs the note, where the service is payable, and whose NPI the claim goes out under.

Bill as provider

Follows the Ohio Medicaid framework: independent practitioners are Certified Ohio Behavior Analysts (ORC Chapter 4783) or BACB BCBAs and BCBA-Ds enrolled with ODM as Provider Type 19, Specialty 190, with BCaBAs and RBTs delivering under supervision. The routing rule holds everywhere in Ohio: OhioRISE does not pay for ABA — ODM’s Mixed Services Protocol assigns ABA claims to the member’s MCO or fee-for-service even for OhioRISE-enrolled youth.[2][1]

SupervisionAsk the plan

Follows the Ohio framework, which sets no fixed ratio: OAC 4783-6-02 requires the COBA to write a supervision plan into each client’s treatment plan, consult before plan initiation and modification, and observe directly on a periodic basis, with frequency left to documented clinical judgment and assessment, plan development and efficacy review non-delegable. No plan-specific numeric ratio was found for this MCO — note that other Ohio plans do publish one (Optum 1–2 hours per 10 direct hours weekly; Buckeye 97155 at 10–20% of direct hours).[2][1]

Ask the plan: This plan’s provider portal or behavioral health UM line; Rules@Medicaid.Ohio.gov or JCARR for the in-force text of OAC 5160-34-02.

Concurrent billing (97153 + 97155)Unverified

Not resolved. No state-level rule on billing 97153 and 97155 for the same clock time could be verified, and this plan publishes none. codes.ohio.gov refused connection on every attempt this cycle and the 5160-34 chapter is still missing from the Title 5160 index, so the in-force rule text could not be read — confirm with Rules@Medicaid.Ohio.gov or JCARR. Note also that ODM’s rewritten 5160-34 package is paused and pre-filing, not adopted, so draft content does not govern.[2][1]

Blocked on: This plan’s provider portal or behavioral health UM line; Rules@Medicaid.Ohio.gov or JCARR for the in-force text of OAC 5160-34-02.

Daily limits / MUEsUnverified

No plan-specific per-day unit table found, and no state-level ceiling could be verified. Other Ohio MCOs publish real numbers (CareSource applies the CMS MUE maxima; Buckeye caps at 6 hours a day and 30 hours a week absent justification), so run the codes through this plan’s portal rather than assuming. codes.ohio.gov refused connection on every attempt this cycle and the 5160-34 chapter is still missing from the Title 5160 index, so the in-force rule text could not be read — confirm with Rules@Medicaid.Ohio.gov or JCARR. Note also that ODM’s rewritten 5160-34 package is paused and pre-filing, not adopted, so draft content does not govern.[2][1]

Blocked on: This plan’s provider portal or behavioral health UM line; Rules@Medicaid.Ohio.gov or JCARR for the in-force text of OAC 5160-34-02.

Session-note signatureUnverified

No plan-specific session-note signature standard found, and none could be verified at state level. codes.ohio.gov refused connection on every attempt this cycle and the 5160-34 chapter is still missing from the Title 5160 index, so the in-force rule text could not be read — confirm with Rules@Medicaid.Ohio.gov or JCARR. Note also that ODM’s rewritten 5160-34 package is paused and pre-filing, not adopted, so draft content does not govern.[2][1]

Blocked on: This plan’s provider portal or behavioral health UM line; Rules@Medicaid.Ohio.gov or JCARR for the in-force text of OAC 5160-34-02.

Place of serviceAsk the plan

No plan-specific place-of-service rule found. The confirmed Ohio boundary is the school one: the MCO is not responsible for payment of services provided through the Medicaid School Program under OAC Chapter 5160-35, 5160-35-04 and 5160-26-03.[2][1]

Ask the plan: This plan’s provider portal or behavioral health UM line; Rules@Medicaid.Ohio.gov or JCARR for the in-force text of OAC 5160-34-02.

What intake should collect for Humana Healthy Horizons in Ohio
Assessment PA firstUnlike some plans, the assessment needs authorization — build it into the intake sequence.
ASD diagnosis (DSM-5-TR)Comprehensive evaluation per the state baseline.
Authorization before serviceThe retrospective-review penalty makes "start now, authorize later" a losing bet.
Download the free verification-call checklist (PDF)

Common questions

Does Humana Healthy Horizons in Ohio cover ABA?

Yes — on the state clinical framework, with prior authorization required on every ABA code including assessments, submitted via Availity Essentials.

What happens if we deliver ABA without a Humana authorization?

The service is subject to retrospective medical-necessity review and financial penalties — treat authorization-before-service as non-negotiable.

Primary sources
  1. Humana Healthy Horizons OH — PA and notification list
  2. Ohio Administrative Code — rule 5160-34-02
  3. OAC 5160-26-03.1 — MCO utilization management and authorization timeframes (eff. 1/1/2026)
  4. Humana Healthy Horizons in Ohio — 2026 Provider Manual
  5. OAC 5160-26-09.1 — MCO third party recovery and coordination of benefits

Payer policies change frequently and vary by plan, state, and funding type. This guide was compiled from the sources above and last reviewed September 2026; it is general information, not billing, legal, or clinical advice. Always verify current requirements against the payer's live policy and a benefits check for the specific member.

Carelu collects all of this automatically.

Every ID, document, and detail this payer requires — gathered conversationally the moment a family reaches out, with insurance verified before your team touches the file.

Get a Demo