---
title: UnitedHealthcare Community Plan of New York ABA coverage (Medicaid Managed Care).
url: "https://carelu.com/payers/unitedhealthcare-community-plan-new-york"
markdown_url: "https://carelu.com/payers/unitedhealthcare-community-plan-new-york.md"
state: NY (New York)
payer: UnitedHealthcare Community Plan of New York
kind: Medicaid managed care plan (MCO)
parent_program: New York Medicaid
description: "How UnitedHealthcare Community Plan administers NY Medicaid ABA — Optum/United Behavioral Health of New York UM, universal prior authorization via providerexpress.com, state-deferent clinical criteria, and telehealth rules for supervision and caregiver training."
last_reviewed: September 2026
vob_data_updated: 2026-07-23
---

# UnitedHealthcare Community Plan of New York ABA coverage (Medicaid Managed Care).

_Payer Guide · UHC Community Plan (NY) · Last updated September 2026 · 4 primary sources_

> State-baseline clinical criteria, but ALL ABA services are PA-gated through Optum's Provider Express.

UnitedHealthcare Community Plan of New York hands its ABA benefit to Optum (United Behavioral Health of New York, I.P.A., Inc.) — and Optum's orientation for the plan says it plainly: all ABA services require prior authorization. The clinical criteria underneath are deliberately state-deferent — Optum's New York Medicaid entry in its national State Mandates document copies the state's eligibility and referral rules essentially verbatim — so the work at this plan isn't arguing medical necessity against a foreign standard; it's running the state's own rules through Optum's PA machinery on providerexpress.com.

This plan administers the **New York Medicaid** ABA benefit: the state rules are the floor, and this page covers what the plan layers on top. Read it together with the [New York Medicaid (NYS DOH / eMedNY) guide](https://carelu.com/payers/new-york-medicaid).

## Prior authorization and diagnosis at a glance

- **Prior auth for the assessment**: Required — "all ABA services require prior authorization"; assessment auth via the online ABA request on providerexpress.com [1]
- **Prior auth for treatment**: Required — via Provider Express or the Autism Care Advocate; claims deny without an auth on file, and additional units need a new PA [1]
- **Autism diagnosis required?**: Yes — state baseline: under 21, ASD/Rett per DSM-5, with the 2-year practitioner referral incl. the DSM-5 checklist [2][3]

## At a glance

- **Plan type:** Mainstream MMC + HARP (United HealthCare of NY, Inc.)
- **UM vendor:** Optum — United Behavioral Health of New York, I.P.A., Inc.
- **Prior auth:** Required on ALL ABA services — assessment and treatment alike
- **Portal:** providerexpress.com (online ABA requests; auth status viewable)
- **Clinical criteria:** State baseline per Optum's BH803ABA NY Medicaid/CHP entry (under 21, ASD/Rett, 2-year referral)
- **Telehealth:** 97155 supervision + 97156/97157 caregiver training, POS 02, once approved as a virtual-visits provider

## Everything is PA-gated — the inverse of FFS

Where the state FFS layer needs only a referral, UHC's plan requires prior authorization for every ABA service. The assessment PA goes in as an online ABA Assessment request on providerexpress.com; the treatment PA follows through the portal or by calling the Autism Care Advocate with the member's name and ID, diagnosis, and a description of the treatment plan, and authorization status is viewable online. Two claim-killers to design around: claims deny without an authorization on file, and requesting additional units beyond the auth requires a new PA — "over limit" is a listed denial reason. No hour caps are published; treat authorized units as the operative ceiling. [1]

## State-deferent criteria, Optum process

Optum's ABA State Mandates supplemental criteria (BH 803ABA, effective January 2026) carries an explicit "New York Medicaid and Child Health Plus (CHP)" entry that restates the state criteria: under 21, ASD and/or Rett syndrome, and the 2-year practitioner referral including the DSM-5 Diagnostic Checklist. So the referral packet you'd assemble for FFS is the same clinical foundation here — the difference is that it feeds a PA request instead of going straight to service. Operational extras from the orientation: telehealth is allowed for supervision (97155) and caregiver training (97156/97157) once you're approved as a virtual-visits provider, billed with POS 02; and LBAs may form group practices, while CBAAs may work in one but cannot own one. [2][1]

## Intake gates

The questions that decide whether a family can start with UnitedHealthcare Community Plan of New York, and what they have to bring.

- **Age limit**: Follows the New York Medicaid rule, restated verbatim in Optum’s own criteria: “enrollees may be eligible for ABA if they are under age 21 and have received a diagnosis of autism spectrum disorder and/or Rett Syndrome as defined by the Diagnostic and Statistical Manual of Mental Disorders, Fifth Edition (DSM-5).” No minimum age; no adult pathway. [2][3]
- **Diagnosis recency**: Follows the New York Medicaid rule: Optum’s New York Medicaid/CHP entry copies the state’s referral clock — “referrals for ABA services are valid for no more than two years” and must include the date of initial diagnosis — and states no separate maximum age for the diagnostic evaluation. Optum’s national criteria add no recency rule either; their clock is the review cycle. [2][3]
- **Who may diagnose**: Follows the New York Medicaid rule, restated in Optum’s State Mandates supplement: “the NYS Medicaid member must be referred for ABA services by a NYS-licensed and NYS Medicaid-enrolled physician (including psychiatrists and developmental/behavioral pediatricians), psychologist, psychiatric nurse practitioner, pediatric nurse practitioner, or physician assistant.” Delivery is separate and state-specified: “ABA services are provided by Licensed Behavior Analyst (LBA), Certified Behavior Analyst Assistant (CBAA) working under the supervision of LBAs, or other individuals specified under Article 167 of NYS education law.” [2][3]
- **Diagnostic tools required**: Follows the New York Medicaid rule: Optum’s New York entry requires the referral to carry the “DSM-5 Diagnostic Checklist for ASD diagnoses” and the symptom severity level/level of support, and names no instrument beyond that. Optum’s national criteria do publish a two-tier instrument list (CARS-2, ADI-R, ADOS-2, DISCO for diagnosis; ATEC, VB-MAPP, ABLLS-R, AFLS, PEAK, SSIS, RBS-R, SRS, Vineland, CFQL-2 for setting intensity), but the New York Medicaid entry is the state-specific criteria set for this plan — confirm with the Autism Care Advocate which applies to a given request. [2][4]
- **Referral required?**: Follows the New York Medicaid rule for the clinical content — the 2-year practitioner referral with the seven required elements, DSM-5 checklist included — but the process is the inverse of fee-for-service: “all ABA services require prior authorization.” The assessment PA goes in as an online ABA Assessment request on providerexpress.com; the treatment PA follows through the portal or by calling the Autism Care Advocate with the member’s name and ID, diagnosis and a description of the treatment plan. Claims deny without an authorization on file, and requesting units beyond the authorization needs a new PA. [2][1]
- **Telehealth**: The most specific telehealth answer of any New York Medicaid plan: telehealth is allowed for supervision (97155) and caregiver training (97156 and 97157) once the practice is approved as a virtual-visits provider, billed with place of service 02. Direct technician-delivered treatment is not on that list. Optum’s national criteria add only best-practice framing — telehealth options “are not intended to supplant in-person service; rather, they are intended to supplement the traditional in-person service delivery model.” [1][4]
- **Prior-auth decision time**: Every ABA service is prior-authorized through Optum (providerexpress.com). UHC’s 2026 New York manual decides a non-urgent pre-service request “within 3 business days of receipt of medical record information required, but no longer than 14 calendar days of receipt,” an urgent request “within 72 hours of receipt of an expedited authorization request,” and a concurrent review “within 24 hours or next business day following.” Note the outer limit: federal rules cap standard Medicaid managed-care decisions at 7 calendar days for plan rating periods starting on or after January 1, 2026, so the manual’s 14-day ceiling is looser than the current floor — plan around the 3-business-day clock and escalate anything past 7 days. Neither the manual nor Optum’s NY ABA materials set a reauth submission lead time; each concurrent request needs updated diagnoses, other services, medications, school hours, parent participation, progress and discharge criteria. [5][1][6]
- **Other insurance (who pays first)**: “UnitedHealthcare Community Plan is, by law, the payer of last resort for eligible members. Therefore, you must bill and obtain an explanation of benefits (EOB) from any other insurance or health care coverage resource before billing UnitedHealthcare Community Plan… Please attach a copy of the EOB to the submitted claim.” The EOB must be complete enough to show the paid amount or denial reason, and “the date on the other carrier’s payment correspondence starts the timely filing period for submission to UnitedHealthcare Community Plan.” Neither the manual nor Optum’s ABA materials say whether Optum’s ABA prior authorization is still required when UHC is secondary — confirm with Optum (1-866-362-3368) before relying on the primary plan’s approval. [5]

## Delivery and billing rules

Coverage decides whether UnitedHealthcare Community Plan of New York pays. These decide whether the claim survives: staffing and supervision, concurrent billing, per-day ceilings, who signs the note, where the service is payable, and whose NPI the claim goes out under.

- **Supervision**: Follows the New York Medicaid rule, which the state applies to FFS and managed care alike: “an LBA can supervise no more than six CBAAs/unlicensed individuals at a time,” “LBAs are required to supervise unlicensed individuals for a minimum of five percent of the hours the unlicensed individual spends providing behavior analysis services each calendar month,” and “supervision must include at least two face-to-face, real-time contacts per month” with the LBA observing service delivery in at least one. Supervision may run over synchronous audio-and-video where on-site is impractical. 97155 counts toward the 5% “only when the LBA joins the patient and the unlicensed individual during a treatment session to direct the unlicensed individual/technician in implementing a new or modified treatment protocol.” CBAAs need direct supervision, and the supervisor “should assess each patient’s/client’s progress at least every 6 months… and review and sign treatment notes and reports prepared by the CBAA supervisee.” Optum layers network requirements on top: LBAs must hold active BCBA certification plus the New York license plus a NY Medicaid ID, CBAAs need their own Medicaid ID, and a virtual-visits attestation is required for telehealth supervision. “LBAs may form a group practice. CBAAs may work in a group practice but cannot own a group practice.” [3][2][1]
- **Daily limits / MUEs**: No hour caps are published — treat the authorized units as the operative ceiling, because “over limit” is a listed denial reason and additional units require a new prior authorization rather than an adjustment. Optum’s national criteria decline to set a numeric ceiling on evidence grounds and note that “full time ABA programs are rare,” while flagging utilization below 80% of authorized hours at review. [1][4]
- **Session-note signature**: Follows the New York Medicaid rule: the LBA supervisor must “review and sign treatment notes and reports prepared by the CBAA supervisee,” and documentation of supervision itself “should be recorded in the patient file.” Clinical documentation must carry the treatment plan with assessment and goals, the goal data, total hours of service per week by who delivered them, and the location(s) of services. Records are kept “for a minimum of six years and, for minors, until the patient turns 22 years of age.” Optum publishes no additional New York Medicaid signature rule; its national criteria require only that behavior analysts “identify their services accurately and include all required information on reports, bills, invoices, requests for reimbursement, and receipts.” [3][4]
- **Place of service**: Follows the New York Medicaid rule, restated in Optum’s State Mandates entry: “LBAs and CBAAs may work in any setting that may legally provide ABA services. Examples of such settings may include: private practice, settings where patients/clients reside full-time or part-time, clinics, hospitals, residences, and community settings” — and NYS Medicaid does not reimburse ABA in a school setting. Optum’s national criteria exclude the same functional overlap: “1:1 aid delivered simultaneously during classroom instruction, or services covered under the Individuals with Disabilities Education Act (IDEA),” while allowing teacher training, meetings with school personnel and school observations as coordination. [2][3][4]
- **Bill as provider**: Optum defers to the state and then to itself on enrollment: “ABA providers offering services to a Medicaid Managed Care (MMC) enrollee must contact the enrollee’s specific MMC Plan(s) for coverage, billing, and reimbursement guidance,” and network LBAs must carry a NY Medicaid ID alongside the license and BCBA certification, with CBAAs holding their own Medicaid ID. At the fee-for-service layer New York is explicit: LBAs bill “using the LBA’s National Provider Identification (NPI) number for the ‘Billing’ provider and/or ‘Supervising’ provider,” with “the NPI number of the CBAA that provided the ABA service… reported as the ‘Rendering’ provider on each claim”; for unlicensed aides and LBA limited-permit holders the supervising LBA’s NPI fills all three roles. CBAAs cannot bill directly and enroll as OPRA providers. Confirm the managed-care claim format on Provider Express before billing. [2][1][3]
  - Ask the plan: Provider Express or the Autism Care Advocate line for the MMC claim format — the eMedNY roles above are the FFS reference.
- **Concurrent billing (97153 + 97155)** _(ask the plan)_: Not published. Optum’s New York Medicaid entry restates state eligibility and referral rules and says nothing about billing 97153 and 97155 for the same clock time; the national Supplemental Clinical Criteria govern medical necessity rather than claim edits, and the state manual is silent. [2][4][3]
  - Ask the plan: The Autism Care Advocate line or Provider Express provider services, plus UnitedHealthcare Community Plan of New York’s reimbursement policies.

## What intake should collect for UnitedHealthcare Community Plan of New York

- **Complete state referral packet:** The state's 2-year referral with DSM-5 checklist is the clinical core of the Optum PA — collect it first.
- **Member ID + plan line:** Mainstream MMC vs. HARP vs. CHP — and confirm the card actually says Community Plan, not UHC commercial.
- **Auth-before-service discipline:** Claims deny without an auth on file; never start sessions on a pending request.
- **Unit runway:** Additional units need a new PA — track burn-down and file before the auth exhausts.
- **Telehealth provider status:** Virtual 97155/97156/97157 requires virtual-visits approval; bill POS 02.

Free verification-call checklist (PDF): https://carelu.com/downloads/aba-verification-call-checklist.pdf

## Verification of benefits (VOB) data

How UnitedHealthcare Community Plan of New York ABA benefits route and read on an eligibility check. Data last updated 2026-07-23.

### EDI routing

- **Supports 270/271 eligibility:** Yes
- **Behavioral health administrator:** Optum Behavioral Health (United Behavioral Health of New York, I.P.A., Inc.)
- **ABA rides on:** behavioral health benefit

### Code-level coverage

| Code | Covered | Prior auth | Unit cap | Place of service | Telehealth | Modifiers |
| --- | --- | --- | --- | --- | --- | --- |
| 97151 | Yes | Required — "All ABA services require prior authorization" (Optum NY Medicaid ABA Provider Orientation, verbatim, slide 20), with separate portal request paths for ABA Assessment vs. Treatment; no exemption stated for assessment codes. | Not published — no numeric hour/unit cap given in either Optum document | — | Yes, for ABA supervision (97155) and/or caregiver training — billed with the SAME procedure code plus POS 02, once approved as an Optum virtual-visits provider (verbatim from slide 15). Optum's orientation names 97151-97157 collectively as eligible for this virtual-visits framing. | none published — the billing table's "Modifier" column (slide 26) is blank for every code |
| 97152 | Yes | Required — "All ABA services require prior authorization" (Optum NY Medicaid ABA Provider Orientation, verbatim, slide 20), with separate portal request paths for ABA Assessment vs. Treatment; no exemption stated for assessment codes. | Not published — no numeric hour/unit cap given in either Optum document | — | Yes, for ABA supervision (97155) and/or caregiver training — billed with the SAME procedure code plus POS 02, once approved as an Optum virtual-visits provider (verbatim from slide 15). Optum's orientation names 97151-97157 collectively as eligible for this virtual-visits framing. | none published — the billing table's "Modifier" column (slide 26) is blank for every code |
| 97153 | Yes | Required — "All ABA services require prior authorization" (Optum NY Medicaid ABA Provider Orientation, verbatim, slide 20), with separate portal request paths for ABA Assessment vs. Treatment; no exemption stated for assessment codes. | Not published — no numeric hour/unit cap given in either Optum document | — | Yes, for ABA supervision (97155) and/or caregiver training — billed with the SAME procedure code plus POS 02, once approved as an Optum virtual-visits provider (verbatim from slide 15). Optum's orientation names 97151-97157 collectively as eligible for this virtual-visits framing. | none published — the billing table's "Modifier" column (slide 26) is blank for every code |
| 97154 | Yes | Required — "All ABA services require prior authorization" (Optum NY Medicaid ABA Provider Orientation, verbatim, slide 20), with separate portal request paths for ABA Assessment vs. Treatment; no exemption stated for assessment codes. | Not published — no numeric hour/unit cap given in either Optum document | — | Yes, for ABA supervision (97155) and/or caregiver training — billed with the SAME procedure code plus POS 02, once approved as an Optum virtual-visits provider (verbatim from slide 15). Optum's orientation names 97151-97157 collectively as eligible for this virtual-visits framing. | none published — the billing table's "Modifier" column (slide 26) is blank for every code |
| 97155 | Yes | Required — "All ABA services require prior authorization" (Optum NY Medicaid ABA Provider Orientation, verbatim, slide 20), with separate portal request paths for ABA Assessment vs. Treatment; no exemption stated for assessment codes. | Not published — no numeric hour/unit cap given in either Optum document | — | Yes, for ABA supervision (97155) and/or caregiver training — billed with the SAME procedure code plus POS 02, once approved as an Optum virtual-visits provider (verbatim from slide 15). Optum's orientation names 97151-97157 collectively as eligible for this virtual-visits framing. | none published — the billing table's "Modifier" column (slide 26) is blank for every code |
| 97156 | Yes | Required — "All ABA services require prior authorization" (Optum NY Medicaid ABA Provider Orientation, verbatim, slide 20), with separate portal request paths for ABA Assessment vs. Treatment; no exemption stated for assessment codes. | Not published — no numeric hour/unit cap given in either Optum document | — | Yes, for ABA supervision (97155) and/or caregiver training — billed with the SAME procedure code plus POS 02, once approved as an Optum virtual-visits provider (verbatim from slide 15). Optum's orientation names 97151-97157 collectively as eligible for this virtual-visits framing. | none published — the billing table's "Modifier" column (slide 26) is blank for every code |
| 97157 | Yes | Required — "All ABA services require prior authorization" (Optum NY Medicaid ABA Provider Orientation, verbatim, slide 20), with separate portal request paths for ABA Assessment vs. Treatment; no exemption stated for assessment codes. | Not published — no numeric hour/unit cap given in either Optum document | — | Yes, for ABA supervision (97155) and/or caregiver training — billed with the SAME procedure code plus POS 02, once approved as an Optum virtual-visits provider (verbatim from slide 15). Optum's orientation names 97151-97157 collectively as eligible for this virtual-visits framing. | none published — the billing table's "Modifier" column (slide 26) is blank for every code |
| 97158 | Yes | Required — "All ABA services require prior authorization" (Optum NY Medicaid ABA Provider Orientation, verbatim, slide 20), with separate portal request paths for ABA Assessment vs. Treatment; no exemption stated for assessment codes. | Group sessions capped at 8 individuals (billing table, slide 26) | — | Not listed among the telehealth-eligible codes on slide 15 — treat as unverified for this code specifically. | none published — the billing table's "Modifier" column (slide 26) is blank for every code |
| 0362T | — | — | — | — | — | — |
| 0373T | — | — | — | — | — | — |

Code notes:

- **97151, 97152, 97153, 97154, 97158:** Claims due within 120 days of date of service (differs from Fidelis's 90-day rule). Diagnosis codes per Optum: F84.0, F84.2, F84.5, F84.8, F84.9 (broader than Fidelis's F84.0/F84.2/F84.3).
- **97155:** Named specifically for telehealth supervision in the orientation deck. Claims due within 120 days of date of service (differs from Fidelis's 90-day rule). Diagnosis codes per Optum: F84.0, F84.2, F84.5, F84.8, F84.9 (broader than Fidelis's F84.0/F84.2/F84.3).
- **97156, 97157:** Named specifically for telehealth caregiver training in the orientation deck. Claims due within 120 days of date of service (differs from Fidelis's 90-day rule). Diagnosis codes per Optum: F84.0, F84.2, F84.5, F84.8, F84.9 (broader than Fidelis's F84.0/F84.2/F84.3).

### Contacts

- **Provider services phone:** 866-362-3368
- **Phone menu path:** 24/7 chat available via the provider portal; behavioral health providers are separately directed to enroll/verify through Provider Express (providerexpress.com) for Community Plan Behavioral Health.
- **Portal:** [UnitedHealthcare Provider Portal](https://secure.uhcprovider.com)

Questions to ask on a verification call:

- What is the correct clearinghouse payer ID for UnitedHealthcare Community Plan of NY eligibility checks — UHC's own documents conflict (NYU01 vs. 87726)?
- Does ABA/BH claims routing use United Behavioral Health of NY (Optum BH) with a payer ID separate from the medical ID, and is a two-hop eligibility check required?
- Are CPT codes 0362T and 0373T covered under this plan — neither appears in the Optum NY Medicaid ABA billing table or the State Mandates document?
- What is the cap period and daily/weekly unit structure for ABA codes beyond the 8-individual group-session cap on 97158?
- What POS settings are allowed for ABA services beyond the telehealth POS-02 instruction?
- Is 97158 (group treatment with protocol modification) eligible for telehealth like the other ABA codes?
- Which STC bucket does this plan return ABA benefit detail under, and does the plan's deductible apply to ABA?

### VOB data sources

- https://pverify.com/wp-content/uploads/2026/06/pVeify-Payer-List-June-26.pdf (accessed 2026-07-23)
- https://essentials.availity.com/availity/documents/payer_list_wShortNames.pdf (accessed 2026-07-23)
- https://www.uhcprovider.com/content/dam/provider/docs/public/resources/edi/EDI-ERA-Payer-List-for-Affiliates-Strategic-Alliances.pdf (accessed 2026-07-23)
- https://www.uhcprovider.com/content/dam/provider/docs/public/resources/edi/Payer-List-UHC-Affiliates-Strategic-Alliances.pdf (accessed 2026-07-23)
- https://business.optum.com/content/dam/o4-dam/resources/pdfs/white-papers/institutional-claims-payer-list.pdf (accessed 2026-07-23)
- https://public.providerexpress.com/content/dam/ope-provexpr/us/pdfs/clinResourcesMain/autismABA/nyaba/NYabaPres.pdf (accessed 2026-07-23)
- https://www.caqh.org/sites/default/files/CAQH%20CORE%20Eligibility%20Benefits%20(270_271)%20Data%20Content%20Rule%20vEB2.0.pdf (accessed 2026-07-23)
- https://public.providerexpress.com/content/dam/ope-provexpr/us/pdfs/clinResourcesMain/guidelines/scc/ABA_SCC_SM.pdf (accessed 2026-07-23)
- https://www.uhcprovider.com/en/health-plans-by-state/new-york-health-plans/ny-comm-plan-home.html (accessed 2026-07-23)

## Common questions

### Does UnitedHealthcare Community Plan of New York cover ABA?

Yes — for NY Medicaid members under 21 with ASD or Rett syndrome, on the state's clinical criteria, but with prior authorization required on all ABA services through Optum's providerexpress.com portal.

### How do I get an ABA authorization from UHC Community Plan NY?

Submit the online ABA Assessment request on providerexpress.com for the assessment, then the treatment request through the portal or the Autism Care Advocate line with member info, diagnosis, and the treatment plan. Status is viewable online.

### Are UHC's clinical criteria different from the state's?

No — Optum's New York Medicaid/CHP entry copies the state criteria (under 21, ASD/Rett, 2-year referral with DSM-5 checklist). What differs is process: everything is PA-gated, unlike fee-for-service.

## Primary sources

1. [Optum NY Medicaid ABA Provider Orientation (BH00869_01302025)](https://public.providerexpress.com/content/dam/ope-provexpr/us/pdfs/clinResourcesMain/autismABA/nyaba/NYabaPres.pdf)
2. [Optum ABA State Mandates BH 803ABA STM12026 (Jan 2026)](https://public.providerexpress.com/content/dam/ope-provexpr/us/pdfs/clinResourcesMain/guidelines/scc/ABA_SCC_SM.pdf)
3. [eMedNY ABA Provider Policy Manual (state baseline)](https://www.emedny.org/ProviderManuals/ABA/PDFS/ABA_Policy.pdf)
4. [Optum ABA Supplemental Clinical Criteria (BH803ABASCC)](https://public.providerexpress.com/content/dam/ope-provexpr/us/pdfs/clinResourcesMain/autismABA/abaSCC.pdf)
5. [UnitedHealthcare Community Plan 2026 Care Provider Manual — New York, Ch. 4 Medical management and Ch. 17 ABA](https://www.uhcprovider.com/content/dam/provider/docs/public/admin-guides/comm-plan/NY-UHCCP-Dual-LTC-CHIP-Care-Provider-Manual.pdf)
6. [eCFR — 42 CFR 438.210(d), timeframe for decisions](https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-C/part-438/subpart-D/section-438.210)

Payer policies change frequently and vary by plan, state, and funding type. This guide was compiled from the sources above and last reviewed September 2026; it is general information, not billing, legal, or clinical advice. Always verify current requirements against the payer's live policy and a benefits check for the specific member.

Source: Carelu ABA Payer Directory — https://carelu.com/payers. Free to cite with attribution.